Recently, the average income of Russian families has been growing gradually. This opens access to mortgage loans.
The infochesist cost of repair depends on many factors. You can reduce the cost of repair work by following simple rules-in advance to determine the complexity of the repair by drawing up a design project.
Let’s look at an example for any family with an average income. If in total family income is from 70 to 80 thousand. rubles per month, then it will be able to pay to about 30 % of this amount of a credit institution for a mortgage – this is 25 thousand. rubles, which is relatively painless. The size of the annual rate is 12.1 % in rubles, and the average loan term is 16 years. Such data was provided in AIZHK for May 2011. If in the family, in addition to two parents who work, there are another or two children, and they have average income, then they will be able to pay 4 million for the specified periods. rubles for an individual house.
The cost per square meter of total area in the house-class dwelling will be 29,200 rubles. This figure has already been approved in the Ministry of Regional Development as an average. From all of the above, we can conclude that a family with an average income will be able to purchase a house with an area of 137 square meters.
Another of the advantages of low -rise housing is the cost of operation. For a low -rise complex, it will be divided into all residents. This is possible because at home will be part of organized formations. But in a private house you will pay the whole amount yourself.
Let’s look at all this with an example. If you have a 3-room apartment, with an area of 65 square meters, then your expenses are 2990 rubles. But when buying a low-rise building or one section of an economy-class Townhouse, a total area of 10 square meters you will pay 2800 rubles. Ultimately, the cost for a smaller quadrature in the apartment is greater than in their own house with a larger square.
At the moment, in Russia, all administrative and legislative forces are going on stimulating the development of housing construction, especially economy class. All bills open up new opportunities for developers so that they can freely create projects and develop new technologies for more efficient construction. If we combine the efforts of the government, society, business, which act even on the basis of their own interests, then according to statistics, the rate of construction in the action segment of the Ecnu-class gradually goes up. The pace of development is quickly enough, because most of the financial institutions are ready to work for the long term. If this state of affairs will change only for the better, then soon most of the Russians will live in their own homes.
